Vehicle Insurance

Update:

System of Continuous Insurance Enforcement (CIE) for motor vehicles:

As of 23 May 2011 the DVLA database of registered vehicles will be compared with the Motor Insurance Database (MID). If a taxed vehicle does not appear on the MID, the registered keeper may be issued with a fixed penalty notice for a £100 fine. Continued failure to comply with the requirement may result in prosecution through the courts, clamping, seizure and ultimately destruction of the vehicle.

In order to avoid CIE penalties and unnecessary administration costs, there must be an MID record for the vehicle concerned. Maintaining up to date and accurate MID records will also eliminate the chances of vehicles being stopped in roadside checks or as a result of automatic number plate recognition (ANPR) technology.

Failure to meet MID requirements can lead to separate prosecution and a fine of up to £5,000. Therefore it is vital that you inform the Insurance Team immediately of any changes to vehicle ownership as per the instructions here.

The University is required to arrange motor insurance cover for all University-owned vehicles and those bought on hire-purchase by the University in accordance with the Road Traffic Act. It can also arrange motor insurance cover for those vehicles hired to the University on a temporary basis.

If you are hiring a vehicle for a Proctors' Registered University Club or Society, vehicle hirings and insurance may be arranged through the Clubs Committee.

Departmental Administrators must ensure that staff using their own vehicles for a University purpose have Business Use cover on their personal motor policies. The mileage allowance paid by the University in this respect includes all actual and incidental costs involved in running a vehicle, including an element for motor insurance.

The University's motor insurance policy does not provide cover for the hire of motor vehicles whilst abroad. Take out the highest indemnity limit offered by the vehicle hire company to ensure you are fully covered.